1972
   November            .11  " Sir Basil quits Hibernian Insurance board " ...
                                           Sir Basil Goulding , it was announced yesterday , has resigned from the board of Hibernian Insurance
                                           because of the acquisition by Fitzwilton ( of  which he is chairman ) of a stake in New Ireland Assurance
                                           [ Bill Murdoch , Irish Times , Saturday November 11th. , 1972 ]

       1977
   November            .07  " Guinness & Mahon equity capital to be Irish - owned  "
                                    Guinness & Mahon , the Dublin-based merchant banking subsidiary of Guinness Mahon , London has introduced Irish
                                         ownership into its equity capital.    This has been arranged by the issue of £1.2m. of 6% convertible unsecured loan stock
                                    1982 which has already been half paid up.
                                              The parent company , Guinness Mahon , which is publicly quoted , has agreed to take up half ( £600,000 ) of the loan
                                         stock and the balance has been privately placed with Irish institutions and individuals , including directors and managers of
                                         the Dublin bank , who are resident in this country.
                                            The stock is convertible into ordinary shares in Guinness and Mahon , on the basis of 4 shares for every £11 of stock
                                         ( or 275p per share ).
                                            On full conversion , the Irish- residents would end up controlling 15% of the Dublin  bank's equity.    The Central Bank
                                         of Ireland has stated that it would favour Irish participation in foreign banks established here.
                                            A spokesman for Guinness and Mahon yesterday said the reason  for the introduction of the con-vertible loan stock
                                         was to provide additional funds for the continued expansion of its business and to introduce Irish ownership.
                                            The names of the Irish institutions have not been published but it understood that they are the New Ireland Assurance
                                         and its subsidiary , the Irish National Insurance.

                                            On full conversion of the loan stock they would  control 5% of the Dublin bank , while the directors and managers of
                                         Guinness and Mahon would hold around 7%.
                                         Con version is expected within a few years.
                                         [ Bill Murdoch , Irish Times , Monday November 7th. , 1977 , page 14 ]

       1980
   Feburary              .07  Plan drawn-up for the ..." Derelict site at 373 Clontarf Road   "... ( Area 1235 m²   .305 Acre , and containing the late Margaret
                                      Murphy's structurally-sound single-storey cottage )  by  :

Mr Michael R. Doyle ,
Drawing Office ,
Dublin Corporation Engineering
                                               Department ,
[ INDEX No. 10360/1 ]


       1982
   Feburary              .22  " Juggling with the political figures "
                                         So Mr Haughey starts as favourite to cobble enough independent support to return him to office.
                                         ...
                                         With support from Mr Neil Blaney , Independent Fianna Fail(sic) , he would have 82 votes and would need only another
                                         two for an overall majority.
                                         [ Richard Ford , The Times , Monday Feburary 22nd. , 1982 , page 2 ]

       1988
   November           .30  In a letter from the Minister for Social Welfare , Dr Michael Woods T.D. , dated 30th November 1988 (Wednesday ) to
                                      the Minister of State and Government Chief Whip( under Mr Charles J. Haughey ) , Mr Vincent Brady T.D. , regarding
                                      the old age pension claim ( Ref : 02-566 3866K/02-1780510 ) of Mr William Maguire and his wife ,
                                      Mr Michael Woods writes :

                                      ..." I wish to let you know that it was decided by a Deciding Officer on 25th October 1988 that Mr and
                                           Mrs Maguire are each entitled to pension at the reduced weekly rate of £15.10 from 10th June 1988.

                                           ...This is the rate to which they are entitled to having regard to their means which are assessed as
                                           follow :

                                                Capital  £38,812.56                                            Net  Yearly Value     £3,907.56
                                                ( which includes the capital value of shop() on Clontarf Rd. )
                                                Moiety  ( half the total means of a married couple )                               £1,953.78

                                                                                                                          Weekly Means          £     37.57

                                           Under the provisions of the Social Welfare Acts any property that is not personally used or
                                           enjoyed must be assessed as means for pension purposes.    Accordingly the capital value
                                           of a shop() owned by Mr Maguire has been assessed with the capital value of £36,000 as
                                           verified by the commissioner of valuation.
                                           This is in accordance with the rules as the calculation of means as contained in the Third
                                           Schedule of the Social Welfare( Con solidation )  Act , 1981 .

                                           Your sincerely

                                           Michael

                                           DR MICHAEL WOODS  T.D.
                                           Minister for Social Welfare                                                                                                  "...

                                           {  ...372 Clontarf Road , Dublin 3 , Eire   }
 

       1988
   December            .02  In a letter , dated the 2nd December 1988 , from the Minister of State at the Department of the Prime Minister
                                      ( Mr Charles J. Haughey ) , the Government Chief Whip, Mr Vincent Brady T.D. (His Ref: PC/DG) wrote to
                                      Mr William Maguire's wife , Mrs Nora Maguire regarding :

                                      ..." the rate of payment of old age pension made to both you and your husband.

                                           You will note that unfortunately you are each entitled to a pension at a rate of only £16.50
                                           per week as a result of the means which are assessed against you.

                                           Your means I note from the enclosed reply() include the capital value of the shop() on
                                           Clontarf Road.
                                           This valuation of £36,000 has been verified by the Commissioner of valuation.

                                           Yours sincerely ,

                                           Vincent Brady
 

                                           Vincent Brady  T.D.
                                Minister of State and
                                           Government Chief Whip
                                                                                                                                                                                                                          "...
                                           {  ...372 Clontarf Road , Dublin 3 , Eire   }
                                           {  ...the letter from Minister for Social Welfare , Dr. Michael Woods T.D. , dated 30th November 1988 to the
                                                    Minister of State and Government Chief Whip( under Mr Charles J. Haughey ) , Mr Vincent Brady T.D.     }
 

       1990
   Feburary              .05  Debenture , dated the 5th of Feburary 1990 , created by G. SAUNDERS & COMPANY LIMITED ; the persons
                                     entitled to the  Debenture Charge are :

GUINNESS + MAHON LIMITED(¿) ,
merchant Bankers , of
17 College Green ,
Dublin 2
                                      The amount secured by the Charge is for ...:

                                     " all sums now due or hereafter to become due from the Company to the Bank in any manner whatsoever . "...
.
                                      The document [ Company no. 034654  Doc. Seq. no. 017 ]  was presented by the solicitors for GUINNESS &
                                      MAHON LIMITED  :
                                                                                          Richard J. Black & Co. , solicitors , of
                                                                                          ' Kinnear Court  '  ,
                                                                                          16/20 Cumberland Street South  ,
                                                                                          Dublin 2

                                      The document was signed and dated the 5th. Feburary 1990 by Mr Richard J. Black & Co. , solicitors for GUINNESS
                                      & MAHON LIMITED and the particulars... were NOT VERIFIED... by anyone......instead there was a stamp with the
                                      legend...Certified Copy of Deed Submitted...

                                      The document was ®egistered on the 8th. of Feburary 1990, in the Companies Registration Office.

 
        ¿...more accurately , GUINNESS & MAHON LIMITED
       1992
   January                .26  " Three-quarters of Irish voters want Haughey out  "
                                        Mr Ahern who recently talked publicly of his marital difficulties and his support for amending Ireland's con stitutional ban
                                 on divorce , had said he would not run.
                                    He has been under strong pressure to do so from the Haughey camp.
                                    His only public comment has been to say it was ' inappropriate ' for anyone to be canvassing for a job that
                                        was not yet vacant.
                                           Other possible candidates include : the Health Minister , Mary O'Rourke , Gerry Collins (Foreign Affairs )
                                        and Michael Woods ( Minister for the Environment )
                                 [  Alan Murdoch , Independent on Sunday , January 26th , 1992 ]
       1992
   January                .28  " Haughey 'is ready to step down as leader'  "
                                 Speculation that Charles Haughey , the Irish Premier , is about to resign intensified last night after a
                                        statement from the 66-year-old leader of the Fianna Fail party that he was not endorsing any particular
                                        candidate to succeed him.
                                           His supporters are in little doubt that his preferred choice as successor would be the younger ,
                                 and liberal-inclined , finance minister , Bertie Ahern.
                                        [  Alan Murdoch , Independent , January 28th , 1992 ]
       1992
   August                 .02  " Inquiry takes Smurft to task "
                                        The Irish industrialist Michael Smurfit suffered from 'a stated lack of recollection on a number of important and relevant
                                        issues' in the acquisitionof property for the state-owned Telecom Eireann , according to an Irish government report on
                                        the affair.
                                          Mr Smurfit was the chairman of Telecom in January 1990 when it agreed to pay IR pounds £9.4 million for a Dublin
                                        site it proposed using as an HQ.       The previous year , UPH , a copany in which he had a substantial shareholding ,
                                        had paid IR pounds £4 million for the same site.       In the interim , ownership of the property changed on a number of
                                        occasions.
                                    Mr Smurfit resigned the Telecom chair last September at the start of an investigation into the deal.       The first report
                                        of this inquiry shows the packaging tycoon took a hands-on approach during his tenure as unpaid chairman of Telecom.
                                           A Smurfit advisor , Dermot Desmond , set up UPH in November 1988.
                                           Its main investment was the Dublin site.
                                           The interim owners used before Telecom's purchase used Cyprus and Channel Islands registered companies , which
                                        had the effect of disguising beneficial ownership.
                                           In May 1989 , Mr Smurfit had written to a number of estate agents , stating that he was looking for a site for a new
                                        headquarters for Telecom.
                                           In August 1989 , Mr Desmond told his bankers that the company was a possible purchaser.
                                           The Telecom board had not yet discussed this site...
                                           In September 1989 , Mr Smurfit appointed himself to chair Telecom's superannuation committee.       At his first
                                        meeting he said he would propose a future development...
                                           On 17th. October 1989 , Mr Smurfit viewed the site and told his estate agent that Telecom would buy it .
                                           On 24th. October 1989 , he wrote to Telecom's pension trustees asking them to buy.       They refused !
                                           In November 1989 , he decided that Telecom should buy the site, on the basis of calculations made ' on the back of
                                           an envelope '.       He sought no professional advice on the deal.
                                           [  Desmond Murphy , Independent on Sunday , August 2nd , 1992 ]

       1993
   July                      .15  Fixed and Floating Charge , dated the 15th.of July 1993 , created by G. SAUNDERS & COMPANY LIMITED ; the
                                      persons entitled to the Charge are :

SMURFIT FINANCE LIMITED ( ) ,
94 ST. STEPHENS GREEN ,
DUBLIN 2
                                      The amount secured by the Charge is £250,000.00.

                                      The document [ Company no. 034654   Doc. Seq. no. 022  ]  was presented by the solicitors for Smurfit Finance
                                      Limited :

EUGENE F. COLLINS , solicitors , of
61 Fitzwilliam Square ,
Dublin 2
Tel    :  676 1924 or 678 5766
Fax   :  661 8906
        The document was signed and dated the 16th. of July 1993 by Mr Gerard Delaney , chartered accountant , of :
14 Temple Park  ,
Dartry  ,
Dublin 6  ,
                                      , the Company Secretary (Date of birth  : 12/10/1955 ) of SMURFIT FINANCE LIMITED and the particulars
                                      verified , oddly enough  , the previous day (15th July 1993 ) by Mr Alan Costello and his wife , Mrs Kay Costello ,
                                      directors , for and on behalf of , G. SAUNDERS & COMPANY LIMITED and also by ...
                                      Mr CATHAL O'NEILL (Ö) , solicitor ...
 
        The document was ®egistered on the 16th. of January 1993 , in the Companies Registration Office.
                                      ...the registered name of the Company trading as SMURFIT FINANCE & LEASING of :
94 ST. STEPHENS GREEN ,
DUBLIN 2  ,
Tel    :  478 1577  ,
Fax   :  475 3180  ,
                                      [ Letter to the Registrar of the Companies Registration Office ( then at Dublin Castle , Dublin 2 ) , dated 20th December
                                        1996 , from Mr Gerard Delaney , Director/ Secretary of  SMURFIT FINANCE LIMITED  ,
                                         Re: Smurfit Finance Ltd - Company Number 065808 - year ended 31/12/95  ]

                                     Ö...the solicitor acting for G. SAUNDERS & COMPANY LTD who later used HAMILTON OSBOURNE KING ,
                                           estate agents as a FRONT ( HOK acting " in-trust " ...) for their tender-bid for 372 Clontarf Road , Dublin 3 on the
                                           September 1999.
 

       1993
   July                      .15  Floating Charge , dated the 15th.of July 1993 , created by COURTHAMPTON WAREHOUSING LIMITED ; the
                                      persons entitled to the Charge are :

SMURFIT FINANCE LIMITED ,
94 ST. STEPHENS GREEN ,
DUBLIN 2
                                      The amount secured by the Charge is also  £250,000.00.

                                      This document [ Company no. 128837  Doc. Seq. no. 009 ]  was also presented by the solicitors for Smurfit Finance
                                      Limited :

EUGENE F. COLLINS , solicitors , of
61 Fitzwilliam Square ,
Dublin 2
Tel    :  676 1924 or 678 5766
Fax   :  661 8906
        This document was again signed and dated the 16th. of July 1993 by Mr Gerard Delaney , chartered accountant , of :
14 Temple Park  ,
Dartry  ,
Dublin 6  ,
                                      , the Company Secretary (Date of birth  : 12/10/1955 ) of  SMURFIT FINANCE LIMITED and the particulars
                                      verified , like the corresponding document for G. SAUNDERS & COMPANY LIMITED , the previous day
                                      (15th July 1993 ) by Mr Alan Costello and his wife , Mrs Kay Costello , as directors , for
                                      (this time ) and  on behalf  of ,  COURTHAMPTON WAREHOUSING LIMITED... and also by...
                                      Mr CATHAL O'NEILL , solicitor ...
 
 
        This document was ALSO®egistered on the 16th. of January 1993 , in the Companies Registration Office.


       1994
   September           .01  " Irish Permanent buys Guinness and Mahon for £6.7 million."
                                          The Irish Permanent Building Society , which is expected to be floated on the Stock Market in late October , has moved into
                                          the private banking market with the acquisition of Guinness and Mahon for £6.7 million.
                                             Completion of the takeover negotiations and the inclusion of full details of the deal in the flotation documentation will delay
                                          the announcement of the group's first-half results and the release of its pathfinder or preliminary prospectus which were
                                          expected today.       The results and the pathfinder are now expected within two to three weeks
                                             Irish Permanent Chief executive Mr Roy Douglas described the takeover of Guinness and Mahon as " consistent with our
                                          strategy of providing a full range of financial services to the personal market " .       Irish Permanent is paying a goodwill
                                          premium - the excess of the purchase price over the net assets of Guinness and Mahon - of £1.2 million for the bank which
                                         has concentrated on private banking for the past 18 months.
                                             " We are paying a premium for the business and the name and for a vehicle for future expansion in the niche private
                                          banking market , "  Mr Douglas said.       Guinness and Mahon has a total client list of about 4,000 , but the active private
                                          client list is about 1,000 customers , according to Mr Douglas.       Irish Permanent intends to add new products and services
                                          to the Guinness and Mahon operation which will be run as an autonomous subsidiary of the building society.
                                             Irish Permanent will use its existing customer base as a source of new clients for the private banking operation , he said ,
                                          adding that as the economy improves the demand for private banking is expected to grow strongly over the next four to five
                                          years.       The takeover , like the recent £30.5 million takeover of the Prudential Life of Ireland , will be funded out of cash
                                          resources , he said , adding that the goodwill element is " not significant " .
                                             Guinness and Mahon , set up in 1836 as a subsidiary of Guinness and Mahon & Co. London which is now owned by the
                                          Bank of Yokohama , specialises in private banking - offering specialised financial services to middle- and upper-income
                                          groups.       The services include private client fund management , asset-backed lending to high net worth individuals ,
                                          interest-bearing current accounts , personal pension plans and stock exchange execution services.
                                             Irish Permanent declined to provide full financial details of the takeover in advance of the pathfinder document.   The
                                          Guinness and Mahon operation is understood to have suffered heavy losses in recent years in merchant and corporate
                                          banking operations and has built up tax-losses which can be used to reduce the tax charge on profits in future years.
                                             The bank which currently has about £40 million of  clients funds under management , is currently trading " at a touch
                                          below break-even " , Mr Douglas said.       But he expects that the introduction of Irish Permanent customers will
                                          " push the bank into the black ..."   this year with , with significant growth expected in future years.
                                          Asked if further acquisitions are planned , Mr Douglas said that Irish Permanent has now made two significant acquisitions
                                          to  ensure that it can provide a full range of  financial services to the personal market.       " Our task now is to make sure
                                          that the group is con solidated , to focus on bedding-down the acquisitions and then to expand what we  have got. "
                                             Mr Douglas will become chairman of  Guinness and Mahon while Irish Permanent directors , Mr Peter Ledbetter and
                                          Mr Peter Fitzpatrick will be appointed directors.       The current Guinness and Mahon chairman , Professor Charles Dillon ,
                                          will remain on the board and will act as " chairman-alternate ".
                                             Irish Permanent plans to recruit a new chief executive for the operation .       Mr Douglas said the " high-quality "
                                          appointment may be from  inside or outside the company and added that the 28 employees of  Guinness and Mahon are
                                          expected to remain with the company.
                                          [ Mary Canniffe , Irish Times , Thursday September 1st.  , 1994 , page 18 ; Business and Finance ]
 

       1994
   September           .01  " Executive director "
                                           Mr Walter Hobbs has been appointed an executive director of ACT Venture Capital , which was formed by Mr Niall

                                           Carroll who resigned as head of AIB International Con sultants in May.       Mr Hobbs had been a director of AIB's
                                           Corporate Finance operations since 1987.       His resignation from AIB was " totally amicable " , said Mr Carroll
                                           " I am building up the team and needed someone with wider Corporate financial  experience ".
                                          [  Irish Times , Thursday September 1st.  , 1994 , page 18 ; Business and Finance ]

       1994
   September           .01  " Permanent ties up £7m. Guinness and Mahon deal "
                                          THE FINAL piece in the Irish Permanent's strategy to provide a full retail service to personal customers fell into place
                                          yesterday with completion of the takeover of the small Dublin bank Guinness and Mahon.
                                             It follows the establishment of a car and personal finance subsidiary , Irish Permanent Finance , a couple of years ago
                                          and the more recent £30m takeover of Prudential Life.
                                             The expansion of the Society and its con version from mutual to plc status will crystalise further in the middle of this month
                                          when the Permanent is expected to publish the " pathfinder " prospectus which will set the final scene for its stock market
                                          launch as Irish Permanent PLC in October.
                                             Guinness and Mahon is being bought for £6.7m. - a £1.2m. goodwill premium over book value.
                                          Its acquisition takes the Irish Permanent into the growing niche market of private banking and into direct competition in
                                          this sector with the Bank of Ireland and other banks such as Banque National de Paris and ABN Amro.
                                             " With this acquisition , we now have the basic building blocks in place to provide the full range of services to the
                                          personal retail market , " commented Irish Permanent chief executive Roy Douglas yesterday.
                                             " The focus from now on will be on con solidating and developing what we've got , " he added , ruling out any interest
                                          for the time being in an expansion outside of Ireland.
                                             Founded in 1836 , Guinness & Mahon is a subsidiary of Guinness  Mahon & Co. of London and ultimatey owned by
                                          the Bank of Yokohama .       It is probably the second oldest bank in the State , after Bank of Ireland , but has retrench-
                                          ed considerably since its heyday.
                                             Once a major merchant bank , active in the heart of Dublin's corporate and commercial banking  life , Guinness &
                                          Mahon has in more recent times concentrated on private banking.
                                             One of the attractions from the Irish Permanent's viewpoint was the famous name , which will now change slightly
                                          to Guinness & Mahon ( Ireland ) , and operate as an autonomous company within the group.
                                             Mr Douglas , who is joining the G & M board as chairman , along with fellow IP executive directors Peter
                                          Leadbetter and Peter Fitzpatrick , said :
                                                                                                      " We would expect to see these activities expanded and developed. "
                                             Professor Charles Dillon remains a director of G & M , for which a new chief executive is being recruited.

                                          [ Cyril Hardiman , Evening Herald ,Thursday September 1st.,1994 , page 12 ; Business and Recruitment Supplement ]
 

       1994
   September           .03  " TSB trustees agree to provide information to Ulster Bank "
                                    TSB Bank trustees , in response to a request from advisors to the Minister for Finance (BA) , have agreed to provide
                                    Ulster Bank with information to allow it to complete its assessment of TSB as the battle for control of the bank intensifies.
                                            The climbdown by TSB follows its earlier insistance that it would not allow any other potential suitors to examine the
                                         accounts and business operations in advance of a decision from the Minister for Finance on the £102 million bid for
                                         the bank from National Australa Bank last May.
                                            However , it was unclear last night exactly how much information TSB will provide to Ulster Bank , which , like the
                                         National Australia-owned National Irish Bank , competes with TSB in the Irish Retail banking market.
                                            A TSB spokesman pointed out that the advisors , Stokes Kennedy Crowley Corporate Finance(NC) , have asked that the
                                         bank provide Ulster (Bank) " with as much information as possible within the con straints of the two banks as
                                         competitors in the market... "        He declined to discuss what information will be released to Ulster.
                                            Ulster , which made its £112 milion bid for TSB subject to a due diligence examination because the trustees refused
                                         to allow it to assess the business , welcomed the TSB decision last night.       Regional director , Mr John McNally ,
                                         said he was " delighted that the trustees have agreed to talk to us ".
                                            Ulster needs information to allow an assessment of TSB's business figures , its position in the market and its strategic
                                         and operational plans , he said .       He declined to specify the information required.
                                         ...
                                            Ulster will now talk to SKC Corporate Finance " to agree a basis on which these talks can take place " , he said .
                                            But Mr McNally added that " National Australlia Bank had a long time to examine TSB and we will have to see what
                                         time scale we have to examine the business ".       Ulster will want to establish with the advisors what information will be
                                         provided by TSB " to achieve a level playing field ", he added.
                                            " We want to proceed as possible , " Mr McNally said.
                                            With advisors SKC , solicitors , William Fry , and London investment bankers , N.M. Rotschild , due to report
                                         to Mr Ahern by the end of September , the time left for examination will be limited.       The advisors brief is to list and
                                         evaluate all the options open to the Government in respect of  TSB  , and the State-owned ACC and ICC banks.
                                            Their report will include a valuation of TSB , assessments of the NAB and the Ulster bids for TSB , as well as any
                                         other bids.
                                            TSB's decision to provide information to Ulster follows discussions between the advisors and TSB earlier this week.
                                            The trustee's were told that the advisors work would be " greatly facilitated  " if certain information was made
                                         available to Ulster.
                                             It is understood that the trustee's were advised that they were not entitled to restrict information to one party only
                                         under the Trustee Savings Banks Act 1989.       They were advised that it would be impossible for the Minister for
                                    Finance to approve the sale of the bank to one bidder when other serious potential bidders were effectively excluded
                                         from the deal by the trustees refusal to provide the information required to make a realistic bid.
                                            The TSB Bank is not owned by the State , but under the 1989 Act , taxpayers , through the Minister for Finance ,
                                         get any proceeds of the sale of the Bank.       Mr Ahern has to ensure that the taxpayer gets the best value available,
                                         con sistent with increasing competition in the banking sector and protecting employment at TSB.
                                            After TSB wrote to Ulster yesterday morning , the bank , which is owned by the British-based National Westminster
                                    Bank , responded to TSB stating a basis for talks should be agreed.       No meetings had been arranged last night but
                                         the parties are expected to meet next week.       While the advisors sought " access to the trustees , to management and
                                         to information " for Ulster , it is not clear if the advisors brief includes acting as an intermediary to get talks started
                                         between the two banks.
                                            TSB said last night that National Australia has been informed of its decision to talk to Ulster.       TSB chief executive,
                                         Mr Harry Lorton , talked to National Australia management in Australia and London to explain the move.

                                            NAB " understands the Minister's position "  , according to TSB.

                                            Meanwhile , Woodchester Credit Lyonnais Bank , which has expressed an interest in the TSB but has not made
                                         a bid for the bank , welcomed the TSB move.
                                            " This goes some way to meeting the requirement for a level playing field , " a spokesman said.   Declining to
                                         reveal if Woodchester will now bid for TSB , he said :

                                            " We will now seriously look at the possibilities arising out of today's announcement. "
                                         [ Mary Canniffe , Irish Times , Saturday September 3rd , 1994 , page 14 ; Business and Finance ]

                                                       BA...Mr B Ahern was appointed Minister for Finance by Mr Charles J Haughey ....................in 1991.
                                             ...Mr B Ahern was made Chairman of the European Investment Bank ................................... in 1991.
                                             ...Mr B Ahern was awarded Grand Cross,Order of Merit with Star and Sash (Germany).... in 1991.
                                     NC...Niall Crowley , former managing partner and con sultant to Stokes Kennedy Crowley, chartered accountants ,                                                 and the  brother of  Judge Timothy Halpin Crowley  was made a director of   J. Rothschild
                                             International Assurance in 1992.
                                             Stokes Kennedy Crowley represents KPMG (formerly Peat Marwick Mitchell & Co.) in Ireland - at this time.
 
 

       1994
   October               .27  Letter from John O' Connor [ Ref : JOC / DM ] , solicitor , to Mrs Nora Maguire of :

39A Blenheim Crescent  ,
Holland Park ,
London W11 2EF ,
England
                                      regarding the ' agreement ' with the Trustee's of the Robb Estate - their solicitor at this time was badgering John O'Connor
                                      with phone calls( which he was unable to take ...)

       1995
   November            .03  Letter from the Collector of Municipal Rates , Mr. Patrick Lawlor [ Ref :       Re :   Premises at 372 Pt Clontarf Road
                                                                                                                                                           Rate No : 132 0163 000                     ] , of  :

Finance Officer & Treasurer's Department,   Rates Office ,
16 Castle Street  ,
Dublin 2
Tel    :  679 6111
Fax   :  679 3051
                                      to Mrs Nora Maguire , advising that Mr Alan Costello's daughter , Ms. Niamh Costello has discharged the rates on the
                                      Premises at 372 Pt Clontarf Road  ...:

                                                    ..." to 31st October 1995 .       The sum of £193.24 remains outstanding in respect of the 1995
                                                         Rating year.
                                                         I advise that you are not entitled to any vacancy relief in respect of the current year and
                                                         therefore request payment of the outstanding balance in this regard.                                       "...

                                      {   The £193.24 was later paid by Mrs Nora Maguire - even though the premises remained vacant after the enforced
                                           departure of Mr Alan Costello's daughter...

                                           There is also a photocopy of computer-generated printout of a Municipal Rate demand from the Dublin Corporation
                                           Rat es Office addressed to :

NIAMH COSTELLO
372 PT. CLONTARF ROAD
DUBLIN 03
                                           over the premises    :
SHOP  ( GR.FL. )

372 PT. CLONTARF  ROAD

RATE No./UIMH RÁT A. 132 0163 000
Rating Id./Rát a Uimh.        004018


                                           for the year ending 31st. December 1993 (Ç).       The Rateable Valuation was given as £34.00 and the Assessable
                                           Valuation was also given as £34.00 with the CURRENT RATES (for) 1993 given as £1063.52.

                                           BUT , underneath the Assessable Valuation was printed ..." CREDIT " and the corresponding entry beneath the
                                           CURRENT RATES (for) 1993 was printed ..." £1063.52..."  ...
                                           In other words , the Dublin Corporation Rat es Office , where Mr Patrick Lawlor was the Collector of Municipal
                                           Rates , gave Mr Alan Costello's daughter a rates CREDIT for the whole of 1993.

                                           How very generous of them...

                                           The computer-generated Municipal Rat e demand printout DID NOT INCLUDE any date of Service of the
                                           Notice ..., but was issued automatically before the 1st of July 1993.                                                                  }

                Ç...Ms Niamh Costello began her tenancy of the ground-floor shop at 372 Clontarf Road in May 1993...!!!

       1995
  December             .21  Mortgage , dated the 21st. of December 1995 , created by G. SAUNDERS & COMPANY LIMITED ; the persons
                                      entitled to the Charge are :

SMURFIT FINANCE LIMITED ,
94 ST. STEPHENS GREEN ,
DUBLIN 2
                                      The amount secured by the Charge is for ..." all sums due or to become due by the Company to Smurfit Finance
                                      Limited  "...
                                      The document [ Company no. 034654  Doc. Seq. no. 033 ]  was presented by the solicitors for Smurfit Finance
                                      Limited :
Whitney , Moore & Keller ,  solicitors  , of
' Wilton Park House '  ,
Wilton Place  ,
Dublin 2
        The document was signed and dated the 21st December 1995 by Mr Alan Costello , the Director/Secretary of
        G. SAUNDERS & COMPANY LIMITED and the particulars verified by Agnes Proctor ( p.p.) , on behalf of
        Whitney , Moore & Keller ,  solicitors for SMURFIT FINANCE LIMITED.

        The document was ®egistered on the 9th. of January 1996 , in the Companies Registration Office.

                                      In the Annual Return of  SMURFIT FINANCE LIMITED.( Company no. 065808 ) for the year ended 31st December
                                      1995 under NOTES TO THE FINANCIAL STATEMENTS , Section 19 : Directors share interests :

                                      Directors share interests in the share capital of the ultimate holding company   JEFFERSON  SMURFIT  GROUP plc
                                      at 31 December 1995 and 31 December 1994 were as follows  :
                                                                                                                                                                              Ordinary shares of IR£1 each
                                                                                                                                                                               1995         1994

                               Director                            Address              ( Date of BirthOccupation

                                     Laurence Anthony Ritchie        ' Glen Erin '  ,        ( 04/10/1946 ) Chartered Accountant     269,946        128,924
                                                                                    The Burrow  ,
                                                                                    Portrane  ,
                                                                                    Co. Dublin(North)
                               Raymond Michael Curran   17 Ard Na Mara   (13/05/1946 )      Chartered Accountant        29,430            8,485
                                         ( 1 )                                                 Crescent  ,
                                                                                    Malahide  ,
                                                                                    Co. Dublin(North)  ,
                                                                                    Tel    :  845 1257

                                     S. A. Kerr                                                                                 Chartered Accountant        22,478          11,239

                                     Michael John Hickey              9 Seaview Park  ,   (22/01/1944)    Chartered Accountant        20,834            8,600
                                                                                    Shankhill  ,
                                                                                    Co. Dublin(South)

                                     Malcolm William Taylor          6 Rostrevor Road ,(10/04/1942)       Chartered Accountant          7,428            2,714
                                                                              Dublin 6

                                     Conrad Patrick Lyons             5 Aspen Park  ,    (22/04/1963)    Chartered Accountant         6,960            2,000
                                                                                   Carriglea Downs ,
                                                                                   Dun Laoghaire  ,
                                                                                   Co. Dublin(South)

                                     Gerard Delaney ( 2 )         14 Temple Park  ,  (12/10/1955)     Chartered Accountant         4,774            1,669
                                                                                   Dartry  ,
                                                                             Dublin 6
                                     J. Barnes                                                                                    Chartered Accountant            750                -
 
 

                     1... Ms Maeve Curran took up the tenancy of 371 Clontarf Road( previously held by Dollymount Appliances ) between
                                             1996 and 1997.
                     2...Gerard Delaney signed both the Charges created by G. SAUNDERS & COMPANY LIMITED and
                                            COURTHAMPTON WAREHOUSING LIMITED on the 15th July 1993 , on behalf of SMURFIT FINANCE
                                            LIMITED.       Mr Gerard Delaney resigned on the 23rd July 1998.

       1996
   June                     .12  " Four executive directors of Bank of Ireland share £1.2 m remuneration "
                                         The four executive directors of Bank of Ireland shared total remuneraion of £1,234,000 for the year to end March , an
                                          average of £308,500 each.
                                            The bank's annual report issued yesterday revealed that its mortgage subsidiary in Britain , BIM , is currently defending
                                         two legal actions taken by the receiver and funding banks of  The Housing Corporation.       Now in receivership ,  The
                                         Housing Corporation was a small niche lender in the British mortgage market in the 1980's.
                                            A Bank of Ireland spokesman refused to comment further on the actions yesterday.       These are being " strenuously
                                         defended " according to the Annual Report.
                                         ...
                                            The four executive directors - Mr Pat Molloy , Mr Maurice Keane , Mr Michael Meagher and Mr Pat McDowell
                                         - shared salaries of £755,000 each , an average of £188,750 each.       The total cost of salaries for executive directors
                                         was £620,000 in the previous year , an average of £187,870 each.
                                            Their performance bonuses rose from a total of £290,000 to £308,000 , an average of £77,000each.       Other
                                         remuneration included the cash value of shares received under employee share schemes , an average of £14,000 each ,
                                         benefits such as company cars and loans at preferential staff rates , an average of £9,500 each ; and pension contributions ,
                                         an average of £19,250 for each director.
                                            The 6.2 per cent rise in the performance bonuses paid by Bank of Ireland reflects the 14 per cent rise in pre-tax profits
                                         at the group to £363.7 million for the year to end March.       Performance bonuses can range between zero and 40 per
                                         cent of basic salary at the bank.
                                         ...
                                            The Governor of the Bank , Mr Howard Kilroy , and the deputy Governor , Mr Laurence Crowley , shared total
                                         salaries of £161,000 , up from £155,000 in the previous year  and an average of £80,500 each.       Non-executive
                                         directors shared fees of £152,000 , down from £166,000 , reflecting the retirement of Mr David Kennedy during
                                         the year. , and an average payment of £20,937 to each director.
                                            The chief executive , Mr Pat Molloy , got 100,000 new share options last year to bring his total options to 598,082
                                            He would have to pay 332½ p. per share to exercise his new options.       At yesterday's closing price he would
                                         make a paper profit of £110,500 if he exercised his options.

                                            If he acquired all the shares over which he has options at the weighed average exercise price of 199 p. per share ,
                                         his paper profit would be £1,459,320.       Mr Michael Meagher exercised 108,934 share options paying 135.8 p.
                                         per share to increase his holding in the group from 193,144 to 303,401 shares.
 
 

                                  [ Mary Canniffe , Irish Times , Wednesday June 12th. , 1996 ; Business and Finance  ]
 

       1996
   June                     .29  Letter from John O' Connor [ Ref : JOC/AK/F.372 ] , solicitor , to Mrs Nora Maguire of :

Flat No. 11  ,
Thomas Darby Court  ,
133 Lancaster Road  ,
London W11 2EF  ,
England
                                     RE : 372 Clontarf Road  ; enclosing a draft of the Deed of Con veyance of 372 Clontarf Road from Nora Maguire
                                      to Rory Maguire , and in which Mr O'Con nor states that he would ' prefer' that the said draft Deed of Con veyance

                                      ..." is NOT EXECUTED until "...HE... hears ..." further back from the Land Registry .       I will then con tact you..."...
       1996
   July                      .01  Letter from John O' Connor [ Ref : JOC/AL/372 ] , solicitor , to Mr Rory Maguire at :

48 Dollymount Park ,
Clontarf ,
Dublin 3
                                      RE : 372 Clontarf Road  ; enclosing a draft of the Deed of Con veyance of 372 Clontarf Road from Nora Maguire
                                      to Rory Maguire , and in which Mr O'Con nor states :

                                      ..."...the title in this case is quite complex , so I am waiting to hear from the Land Registry about the completion of
                                          Registration of your mother as owner.       If so , the transfer would be in a different format .       However , if
                                          you have any comments in relation to the enclosed draft con veyance , you might let me know.

                                          In the mean time , the deed will have to be adjudicated for stamp duty purposes.       HAMILTON OSBORNE

                               KING have valued the property at £70,000.       If so , stamp duty will be at £2,100.00 ,(ie.,3%).       You
                                          might let me have a bank draft made payable to the Revenue Commissioners for £2,100.00 in due course.
                                                                                                                                                                                                          ..."...

       1997
   April                    .22  Receipt signed by Mr F. D. Breitenstein , architect , of :

121 Boulevard North ,
Bayside ,
Dublin 13  ,
Tel    :  832 6772  or  843 6682
            mobile :  087- 287 0730  ,


                                      for the sum of £660.00 punts ;  being the fees received from Mr Rory Maguire for the Planning Application [ Planning Ref.
                                      no. 0980/97 - replacement townhouse at the rear of 372 Clontarf Road ] to refurbish or replace no. 372A Clontarf Road
                                      - which was in a state of decay.

       1997
   August                 .15  Sales Invoice dated the 15th of August 1997  , received by Mr F. D. Breitenstein , architect , addressed to :

BREITENSTEIN F.D.
121 BOULEVARD NORTH
BAYSIDE
DUBLIN 5 (... wrong postcode )
                                      INVOICE No.     :  21744070
                                      ACCOUNT No.  :  893258
                                      ORDER No.        :  H09183
                                      CREDIT TERMS : M

                                      for the total sum of £46.88 punts ; being the monies due to :

Independent Newspapers Marketing Ltd  ,
' Independent House '  ,
90 Middle Abbey Street  ,
Dublin 1.  ,
P.O. Box 72  ,
Tel         :  705 5333  ,
Fax No. :  873 1172  ,
V.A.T. Reg. No. IE 45326140
Bankers :  Ulster Bank Ltd.  ,
                Lwr O'Connell Street  ,
                Dublin 1.  ,
                BRANCH  :  985040
                A / C  no.   :  20847087
                                      for the second newspaper notice regarding the Planning  Application  [ Planning Ref. no. 0980/97 - replacement
                                      townhouse at the rear of 372 Clontarf Road ] which Mr Breitenstein had been forced to re-insert due to the Dublin
                                      Corporation's insistance that he(Mr Breitenstein) re-submit the same Planning Application - which had already
                                      been submitted on the 22nd of April 1997.

                                       DATE     DESCRIPTION           COLUMNCODE   PAPER   INSERT DATES   no. of INSERTS   SIZE
                                       12/08/97   DUBLIN CORPORATION  815                           I I           12 -                          001                        5

                                      Mr Breitenstein felt that this unreasonable demand was a  "... delaying tactic... " by the Dublin Corporation...in order to
                                      facilitate the Planning Applications  [ Planning Ref. nos.1301/96  and  1306/96  ] of the Dublin Corporation's favoured
                                      developers...

G.  SAUNDERS  &  COMPANY  LIMITED

                                      for the Dublin Corporation's site( VESTING ORDER ,10th September 1992 )next door , at 373 Clontarf Road , Dublin 3.

       1997
   October               .06  " Burke urged to quit peace talks "
                                         Politicians on both sides of the Irish border are demanding that Ray Burke , the Irish Foreign Minister , resigns as the
                                         Dublin Government's representative at tomorrow's opening of talks on Northern Ireland , alleging corruption.       Mr
                                         Burke says that £30,000 he accepted from two builders was on behalf of his party and not for Planning favours.
                                            An  UNOFFICIAL inquiry INSTIGATED BY  the Irish Prime Minister ($) revealed that Mr Burke organised
                                         passports for 11 arabs...
                                         [  The Times , Monday October 6th. , 1997 , page 2 ;  News in Brief  ]

                                         $...Mr. B. Ahern , accountant and Prime Minister of Eire from 12th June 1997...

                                         {  Note372A Clontarf Road , Dublin 3 , ..." COLLAPSED "...on Monday , the 6th. of October 1997- according
                                                        to the ex-detective / used-car dealer Mr Alan Costello ... }
 

       1997
   October               .08  A copy of a fax. addressed to :

by fax no 8374956
Alan Costello  ,
184 Richmond Avenue ,
Dublin 3
                                      was posted into the letterbox of  :
48 Dollymount Park  ,
Clontarf  ,
Dublin 3
Tel    :  833 6284
                                      and another copy of the same fax was sent , by fax ,  to :
H.J. Roundtree , solicitor ,
25 Upper Mount Street  ,
Dublin 2  ,
Tel    :  662 3005   and      662 3011  ,
                           mobile :  087- 251 0676 ,
Fax   :  662 2828  ,
                                      on the afternoon of Wednesday , the 8th of October 1997 , by :
F. D. Breitenstein ARCH . MIAA.
                                                  MBEng.   ,
121 Boulevard North  ,
Bayside  ,
Dublin 13  ,
Tel    :  832 6772 and 843 6682  ,
Fax   :  832 6772  ,
        the text contained within the said fax is reproduced verbatim below :

        "...re:       Party and garden wall  between 372 & 373 Clonttarf Road , Dublin 3

            Dear Sir,

            Further to todays meeting on your construction site at no 373 Clontarf Road, Dublin 3
            suggested by  and   in  the presence of  Mr  David Doran  from  Dublin  Corporation's
            Dangerous Buildings Department, phone no 086 8150826, I confirm your undertaking
            to provide structural underpinning  of  the existing  2 storey residential and commercial
            property at no 372 Clontarf Road, Dublin owned by Mr Maguire who was not present
            at the meeting ,  as  an  integral part  of  the  raft  foundation  for  the new house at 373
            Clontarf Road,  Dublin 3,  and that you are offering to demolish  the old  town house at
            the rear of 372  currently  the  subject of an application for permission to  demolish and
           replace, reg ref no 0980/97,  also to  demolish  the existing common  garden wall at the
            rear of nos 372 and 373 Clontarf Road, Dublin 3, including removal of rubble from the
            sites at 372 nad 373 Clontarf Road, Dublin 3, and to replace the said garden wall with
            a new garden wall on adequate foundations to specifications, height and finishes subject
            to  all  parties including  Mr  Maguire's and  Dublin Corporation's  agreements,  free  of
            charge to Mr Maguire.

 
            Without prejudice to Mr Maguire

            Yours Sincerely,

            F D Breitenstein

            copy to Mr Maguire 48 Dollymount Park
            copy to Messieurs Roundtree, Mr Maguire's Solicitors by fax, phone no 6623011            ..."
       1997
   October               .11  " Haughey sells island to pay off his debts "
                                          Charles Haughey , the disgraced former Irish Prime Minister , is selling his private island to pay substantial  tax  and
                                          legal bills incurred by a tribunal investigating his secret £1.3 million gift from a supermarket tycoon.
                                             Mr Haughey is putting his most prized asset on the market to meet the massive bills he faces at the end of this month
                                          when the tribunal is expected to award costs against him.
                                             He already faces a £1 bill for non-payment of tax on the £1.3 million he received from Ben Dunne, the former
                                          chairman of Dunnes Stores retail. chain.       But even more financially crippling is the bill , likely to run into millions of
                                          pounds, for his failure to co-operate with the tribunal .       The sale of Inishvickillane, 11 miles off the Kerry coast , for
                                          between £1 and £2 million will go some way towards meeting those costs.
                                             The former Fianna Fail Prime Minister bought the island in 1974 for about £25,000 .       It forms part of the Blasket
                                          Islands and was once home to a community of monks, who left stone relics on the island.
                                             According to a regular visitor to the island , Inishvickillane has a stone-clad three-bedroomed house , a run-down
                                          cottage , and a ruined church.       It has a helicopter landing area , a sheltered cove for Mr Haughey's 50ft. ketch , a
                                          small jetty for dinghies and its own electrical generator.       For most of the year , it is accessible only by helicopter.
                                          ...

                                             One source said Mr Haughey recently described himself as living through " miserable times " .

                                            Last week , he laid off five employees on his north Dublin estate to curb costs...

                                             Judge McCracken who chaired the tribunal that sat for 19 days earlier this year in Dublin Castle , is expected to demand
                                          later this month.that Mr Haughey pay a large part of the fees incurred for the investigation into Mr Dunnes payments to
                                          politicians.
                                          ...

                                             Mr Haughey , unlike all the other participants in the tribunal, is unlikely to have his costs met  by the state , because of his
                                          failure to co-operate.       The tribunal incurred massive additional costs, including a trip to the Cayman Islands to examine
                                          off-shore accounts, and two days hearing in London because of  Mr Haughey's repeated denials of receiving £1.3 million
                                          from Mr Dunne between 1987 and 1991.
                                             However the tribunal uncovered such strong evidence against Mr Haughey that he was forced  in July to admit the
                                          donation.       He tried to absolve himself of any responsibility for the money by blaming his former accountant( Ð).       But
                                          in a damning indictment , Judge McCracken criticised Mr Haughey's lack of co-operation and dismissed his evidence to the
                                          tribunal as  " quite incredible ".
                                             A second tribunal has been set up by the Government to establish if any further illegal or secretive payments were to made
                                          to Mr Haughey.
                                             The former Prime Minister , a man of humble origins , denies that his mansion , private island , racehorses and ketch are
                                          indicative of a lavish life.
                                          [  Audrey Magee ,  The Times , Saturday  October 11th. , 1997 , page 8  ; NEWS ]
                                           Ð...Mr Des Traynor , who died in 1994.
 

       1997
   October               .30  Wealth Management Limited [  Company no. 274712  ] is incorporated on the 30th October 1997.
                                      This company would later tender a bid( 1 of only 3 ) for 372 Clontarf Road , Dublin 3 , on Tuesday  17th.  August 1999...

                                      Company Printout ( from the Companies Registration Office ) , at 16/03/2004  :
 

                                      Registered Office :

' Gresham House '  ,
383-384 Clontarf Road  ,
Dublin 3


                                      Directors           :
                                                                                          Anne O'Dwyer  ,                                                                   Director and Secretary
                                                                                          22, Ennafort Road  ,
                                                                                          Raheny  ,
                                                                                          Dublin 5
                                                                                          Fionnan O'Dwyer  ,                                                              Director
                                                                                          22, Ennafort Road  ,
                                                                                          Raheny  ,
                                                                                          Dublin 5

                                      Documents
                  Number         Submission                                           Date Effective  Date Received
                                                       1934662        NEW COMPANY WITH MEMO&ARTS ATTACHED (FOR                              30/10/1997
                                                       193466       CHANGE IN DIRECTOR OR SECRETARY                              31/10/1997         16/12/1997
                                                       1934664        CHANGE OF REGISTERED OFFICE                                        03/11/1997         16/12/1997
                                                       2314224        ANNUAL RETRURN - GENERAL                                             24/05/1999         03/06/1999
                                                       2319457        CHANGE OF REGISTERED OFFICE                                        03/06/1999         10/06/1999

                                                       { Bid for 372 Clontarf Road , Dublin 3 - 17/08/1999 ...}

                                                       2362234        CHANGE OF REGISTERED OFFICE                                        01/08/1999         20/08/1999
                                                       2526507        RESIGNATION OF AUDITOR                                                  14/03/2000         16/03/2000
                                                       2545550        ANNUAL RETURN SHORT VERSION                                     21/04/2000         28/04/2000
                                                       2715823        CHANGE OF REGISTERED OFFICE                                        01/11/2000         22/11/2000
                                                       2891266        ANNUAL RETURN SHORT VERSION                                     30/04/2001         17/07/2001
                                                       3135450        ANNUAL RETURN SHORT VERSION                                     29/04/2002         22/05/2002
                                                       3474569        ANNUAL RETURN - NO ACCOUNTS                                     30/04/2003         14/05/2003
                                                       3474570        B73                                                                                               30/04/2003         14/05/2003
                                                       3641669        ANNUAL RETURN - GENERAL                                                30/09/2003         20/10/2003

       1997
  December             .21  Mortgage , dated the 19th. of December 1997 , created by G. SAUNDERS & COMPANY LIMITED ; the persons
                                      entitled to the Charge are :

SMURFIT FINANCE LIMITED ,
94 ST. STEPHENS GREEN ,
DUBLIN 2
                                      The amount secured by the Charge is for ..." all sums due or to become due by Company to Smurfit Finance
                                      Limited  "...
                                      The document [ Company no. 034654  Doc. Seq. no. 037 ]  was presented by the solicitors for Smurfit Finance
                                      Limited :
Whitney , Moore & Keller ,  solicitors  , of
' Wilton Park House '  ,
Wilton Place  ,
Dublin 2
                                      The document was signed and dated the 22nd. December 1997 by Ann Harvey  , solicitor of Whitney , Moore & Keller ,
                                      solicitors for SMURFIT FINANCE LIMITED the owner of the Charge and the particulars were NOT VERIFIED by
                                      anyone ...instead there was a stamp with the legend...
                                      ...Certified Copy of Deed Submitted...
        The document was ®egistered on the 8th. of January 1998 , in the Companies Registration Office.
       1998
  Feburary               .05  Letter  , dated the 5th of Feburary 1998 , from the acting solicitors (their Ref : PC/D15664005 ) for Mr Patrick Lawlor
                                      (of the Dublin Corporation Rates Department )  :
EUGENE  F. COLLINS (Æ ) , solicitors  ,
61 Fitzwilliam Square  ,
Dublin 2  ,
Eire
Tel    :  676 1924   and  678 5766  ,
Fax   :  661 8906


                                      Partners                                      Associates                   Consultants
                                      Anthony E. Collins                        John Costello                           Margaret Burke-Staunton
                                      David Ensor                                 Lilian Halpin                            Ruth Finlay
                                      Gerard Coll                                   Orla O'Dea
                                      Barry O'Neill                                 Ronan O'Neill
                                      Leonora Malone
                                      David Cantrell

                                      addressed to :

Rory Maguire  ,
372, Clontarf Road  ,
Dunlin 3
                                      The one-line letter referres to a copy Summons( below ... ) as served on Rory Maguire's Registered office !

AN CHUIRT DUICHE
( The District Court )

                                      Ref:           PC/15664005
                                      Rate No            1320163000
 
 

SUMMONS

                               Complainant                                   DUBLIN METROPOLTIAN DISTRICT

                               Patrick Lawlor                                         WHEREAS a complaint has been made to
                                                                                                                      me that you , the said Defendant , having
                                      Defendant:                                                               been duly served with a six days notice , did
                                      Rory Maguire                                                          refuse,  omit  and   fail   to   pay  to    the
                                                                                                                     Complainant, the duly authorised Rate Collector
                                                                                                                     of your District the sum of £1914.68
                                                                                                                     being the amount due due by you to the right
                                      48, Dollymount Park , Dublin 3                                Honourable the Lord Mayorr , Aldermen and
                                                                                                                     Burgesses of the Municipal Rate in respect
                                                                                                                     of     your     rateable      holding      situate
                                                                                                                     at ; 372,Clontarf Road, Dublin  3,   in   the
                                                                                                                     County Borough of Dublin , District aforesaid.
 
 

                                      THIS IS TO COMMAND YOU  to appear as defendant on the hearing of the said
                                      Complaint   at   the   District   Court to be held at Court No. 54, Rich mond  Hospital ,
                                      North Brunswick Street , in and for the said District on 2nd day of March  1998  at
                                      the hour of 10.30 a.m. before the Judge for the time being assigned to answer the
                                      said complaint.

                                                                Dated this 3 0 JAN  1998  day of                      1997
                                                                                    Signed :   Peter Smithwick   ( þ) ( not signed but printed... )
                                                                                    ( Judge of the District Court for the said District )

                                                       EUGENE F.  COLLINS,
                                                                               Solicitors for the Complainant,
                                                                               61, Fitzwilliam Square,
                                                                               DUBLIN 2
 
 

NOTE:   If the amount due and £46.56 for Costs if paid at the Rates Office , 16
Castle Street , not less than 7 days prior to the day of the hearing further
pro ceeding will be stayed.


                                                                                                    We hereby certify that the within
                                                                                                    has been compared with and is a
                                                                                                    true copy of the original.
                                                                                                    Dated the                 day of
                                                                                                    Signed   ( no signature... )
                                                                                                    EUGENE F  COLLINS
                                                                                                    Solicitors,
                                                                                                    61 Fitzwilliam Sq.,
                                                                                                    Dublin 2.
 

                                      Æ...EUGENE F.  COLLINS , solicitors who representedSmurfit Finance Ltd over the Fixed and Floating Charge , dated
                                      the 15th.of July 1993 created by G. SAUNDERS & COMPANY LIMITED , and over the corresponding same date
                                      Floating Charge created by COURTHAMPTON WAREHOUSING LIMITED...
                                      Both of the Charges were verified by Mr Alan Cotstello and his wife Kay Costello and Cathal O'Neill , solicitor...

                                      þ...Smithwick & Company , solicitors , of :

' Duke House '  ,
2 Duke Lane  ,
Dublin 2
            were one of the 3 firms of solicitors representing Smurfit Finance Ltd included in that company's Annual Return for
            the year ended the 31st of December 1995 ( the others being ...:
                                                                                         Wm. Fry & Sons  ,                      and ,        Whitney Moore & Keller  ,
                                                                                         ' Fitzwilton House '  ,                                  ' Wilton Park House '  ,
                                                                                          Wilton Place  ,                                             Wilton Place  ,
                                                                                          Dublin 2                                                      Dublin 2

       1998
   March                  .09  Statement of an OVERDUE ACCOUNT dated the 9th. March 1997  , received by Mr F. D. Breitenstein , architect , and
                                      addressed to :

BREITENSTEIN F.D.
121 BOULEVARD NORTH
BAYSIDE
DUBLIN 5 (... wrong postcode )


                                     ACCOUNT No.  :  893258
                                      for the total sum of £46.57 punts ; being the Balance outstanding for the 3rd. month on the account due to  :

Independent Newspapers Marketing Ltd  ,
' Independent House '  ,
90 Middle Abbey Street  ,
Dublin 1.  ,
P.O. Box 72  ,
Tel         :  873 1666  ,(new phone number)
Fax No. :  873 1787  ,( new fax. number)
V.A.T. Reg. No. IE 45326140
Bankers :  Ulster Bank Ltd.  ,
                Lwr O'Connell Street  ,
                Dublin 1.  ,
                BRANCH  :  985040
                A / C  no.   :  20847087
        CREDIT FACILITIES HAVE NOW BEEN WITHDRAWN AND LEGAL ACTION MAY BE TAKEN IF
        PAYMENT IS NOT RECEIVED WITHIN 7 DAYS
                                      for the second newspaper notice( details below ) regarding the Planning  Application  [ Planning Ref. no. 0980/97 - replacement
                                      townhouse at the rear of 372 Clontarf Road ] which Mr Breitenstein had been forced to re-insert due to the Dublin
                                      Corporation's insistance that he(Mr Breitenstein) re-submit the same Planning Application - which had already
                                      been submitted on the 22nd of April 1997.

                                       DATE       DESCRIPTION  COLUMNCODE   PAPER   INSERT DATES   no. of INSERTS   SIZE
                                       12/08/97    DUBLIN CORPORATION  815                           I I           12 -                          001                        5

       1998
   March                  .20  Receipt for £285.00 punts , dated the 20th of March 1998 , from a security consultant , Mr William Young , of :

Number One Security Services Ltd  ,
67 , St. Canices Road  ,
Glasnevin  ,
Dublin  11  ,
Tel    :  837 0822  ,
                           mobile :  087- 579 820  ,


                                      employed by Mr Rory Maguire at 372 Clontarf Road , Dublin 3  to prevent Mr Alan Costello's workers at 373 Clontarf
                                      Road , Dublin 3 from trespassing on his land at 372 Clontarf Road

       1998
   March                  .31  Letter dated the 31st March 1998 from a Mr or Ms P. Whelan  of  :

Finance Officer & Treasurer's Department,
Rates Office ,
16 Castle Street  ,
Dublin 2
Tel    :  679 6111     Ext.2876 / 2877  ,
                                      addressed to :
Rory Maguire  ,
48 Dollymount Park  ,
Dublin 3


                                     Dear Sir / Madam,

                                     Pursuant to the provisions of Section 3 of the Valuation Act 1988 I wish to inform you that an application
                                     was made to the Commissioner of Valuation on        10.03.98            for a revision of the valuation of the
                                     property detailed hereunder.

                                     Address             372  PT.CLONTARF ROAD
 

                                     Description         SHOP  (GR. FL. )

                                     Rate No.            004018           132 0163 000   ( old Rate No. preceeded by  004018  )

                                     Valuation                          34.00

                                     A valuer from the Valuation Office will call to survey the property and obtain the following information
                                     as appropriate :

                                     (a)  Construction costs,if new.
                                     (b)  Date of purchase and price paid.
                                     (c)  Expenditure and improvements since date of purchase.
                                     (d)  Nature of lease (leasehold or freehold).
                                     (e)  Details of lease or other contract of tenancy.
                                     (f)  Annual output / turnover.
                                     (g) Audited accounts.

                                      The determination of the Commissioner of Valuation will be notified to the occupier and owner ( where
                                      known), who will , if aggrieved by the determination , have a right of appeal.

                                      The result of the determination and any subsequent appeal will apply for the rat ing yaer following the
                                      determination; it will not have retrospective effect.

                                      Yours Faithfully,
                                                                P. WHELAN    ( printed ,not signed ... )
                                       .....................................................................................
                                       Finance Officer & Treasurer's Dept.

       1998
   May                     .14  A Return of Allotments was made to the Companies Registration Office on the 14th of May 1998 , in compliance with
                                      the Companies Act , 1963  , and the Finance Act 1973 ( Sections 67 to 75 ) by :

McCann Fitzgerald , solicitors  ,
2 Harbourmaster Place  ,
Custom House Dock  ,
Dublin 1  ,
Tel            :  829 0000  ,
Reference  :  RAH\LG
                    G:\RAH\REVELA14.FOR
                                     on behalf of their clients SHERRY FITZGERALD , auctioneers , in the case of the company known as :
REVELAND LIMITED
13 , Hume Street  ,
Dublin 2  ,
Company no. 280357
                                      The Allotments were made on the 29th of April 1998 , for 2,000 Ordinary shares and the Allottees were  :

                                                                                          Debenham Tewson & Chinnocks Holdings plc  ,
                                                                                          30 Throgmorton Street  ,
                                                                                          London EC2N 2BQ  ,
                                                                                          England  ,
                                                                                          U.K.
 
 

       1998
   May                     .31  " Media magnate's firm in bribes inquiry "
                                          Tony O'Reilly , publisher of The Independent and Independent on Sunday , was yesterday drawn into a corruption
                                          inquiry in his native Ireland after revelations that a company he founded gave a £30,000 gift to a government minister
                                          who has since resigned in disgrace.
                                             Ray Burke , the recipient of the donation , is alleged to have later offered favourable treatment to another O'Reilly
                                          company against the advice of senior civil servants.       Relations between O'Reilly's  companies and Burke are now
                                          the subject of an official investigation.
                                             O'Reilly , billionaire chairman of Heinz , DOMINATES the republic's newspaper industry.       He jealously guards
                                          his reputation and will have been appalled by the revelations that FITZWILTON , a company which he chairs , has
                                          links to Burke .

                                             The inquiry will examine the possible connections between the £30,000 gift and ministerial favours.

                                             It was revealed last week that during a general campaign in June 1989 , two executives of FITZWILTON visited
                                             Burke's home in Dublin to give him a campaign donation of £30,000.       Burke asked for a cheque made out to
                                             " cash ".

                                             The O'Reilly company said its management assumed that Burke would use some of the money to defray his own
                                             election expenses and pass the rest to Fianna Fail.       Party sources admit that the method of giving such a large
                                             donation was highly unusual.

                                             It has now emerged that Burke gave £10,000 to Fianna Fail and kept £20,000.       He had received at least
                                             £30,000 more from another businessman who claims that the payment was in exchange for planning favours.

                                             A tribunal is investigating that claim.

                                             Four months after he received the FITZWILTON money , Burke , as Minister for Communications , was in
                                             charge of granting licences to retransmit television stations in rural areas.
                                                Companies associated with independent newspapers , O'Reilly's publishing business , won the lion's share of
                                             licences.       Opposition politicians claim his companies were given a virtual monopoly.
                                                 In 1990 , Independent wanted to raise fresh funding for its transmission business.       It was also concerned
                                             that rival companies were being allowed to operate without licences.       Its managing director asked Burke
                                             for a " letter of comfort " that unlicensed competitors would be closed down.

                                             Burke's civil servants advised him to offer  limited assurances but in Feburary 1991 he supplied a generous
                                             letter of comfort which has since been used to demand further con cessions and launch a legal action for
                                             damages against the government.

                                            O'Reilly's spokesman in Dublin has said has said the publisher knew nothing of the gift of £30,000 and that
                                            O'Reilly is the victim of smears by opposition politicians...
                                            [ Rory Godson ,  The Sunday Times , Sunday May 31st , 1998 , page 24 ]

       1998
   December            .00  Receipt for £300.00 punts , from a security consultant , Mr William Young , of :

Number One Security Services Ltd  ,
67 , St. Canices Road  ,
Glasnevin  ,
Dublin  11
and
50 , Lennox Street ,
Dublin 8
Tel   :  837 0822 and 834 1175
    and 853 0784 and 269 4888 - Unit 3113
                   mobile :  087- 579 820  ,
Company No. 141333
V.A.T. No. IE 4886405 H.
        Rory Maguire          Premises at Clontarf Road

        To supply a static guard.

        From   :            7 p.m.  Tuesday   1st    December
        To       :            8 p.m.  Thursday  3rd.  December

                                   49 hours @ £5 per hour.
                                                                                     245.00
                                   5 calls     @ £3                             15.00
                                   Repairs to door                             40.00
                                                                                    £300.00

                                      employed by Ms Grainne Maguire at 372 Clontarf Road , Dublin 3  to prevent Mr Alan Costello's workers at 373 Clontarf
                                      Road , Dublin 3 from trespassing on the land at 372 Clontarf Road and/or entering the  premises at 372 Clontarf Road ,
                                     Dublin 3 ; the money including repairs to the side-door of the first-floor flat at 372 Clontarf Road , Dublin 3 which was
                                      damaged when garda David Gallagher (  Garda No. ) , of Raheny garda station  under orders from Detective Joseph
                                      Enright ( Garda No. 139J ) of Clontarf Garda station ILLEGALLY forced-entry to the said  flat and assaulted and
                                      ILLEGALLY detained the owner , Rory Maguire on Tuesday , the 1st of December 1998 between 1:00 p.m. and
                                      2:00 p.m. approx.
 

       1998
   December          .09  A legal aid Certificate is issued on Wednesday , the 9th. of December 1998 , from Dublin Metropolitan District Court
                                      addressed to :

RORY   MAGUIRE
372   CLONTARF   ROAD
DUBLIN   3
                                      2103298  23/09/57   M3119   DAMAGING PROPERTY BELONGING TO ANOTHER
                                      Please quote Legal Aid Reference Number on all correspondence  -  92103298
 

                                                                       Criminal   Justice  (  Legal   Aid  )   Act   1962.
 

                                                  Criminal   Justice  (  Legal   Aid  )   Regulations   1965  -   as   amended.
 

                                      LEGAL   AID ( DISTRICT   COURT )   CERTIFICATE  ( WHERE CHARGE IS OTHER THAN ONE
                                         OF MURDER )
 

                                      Application having been made by or on behalf of RORY MAGUIRE who is
                                      charged beforfe bthis court with DAMAGING  PROPERTY  BELONGING TO ANOTHER
                                      as set out on Charge Sheet - 661.98  CLONTARF  GDA.  STN. for a Legal Aid
                                      ( Distrfict Court ) Certificate and it appearing to the Court that his/her
                                      means are insufficient to enable him / her to obtain legal aid and that
                                      by reason of the gravity of the charge it is essential in the interest
                                      of Justice that he/she should have legal aid in the preparation and
                                      conduct of his defense before it , the court hereby grants in respect of
                                      him / her this cerftificate for free legal aid and assigns to him as
                                      solicitor -  TERENCE LYONS ,  4  ARRAN   QUAY ,  , DUBLIN 7  ,  phone : 872 3944
 

                                                                                 Dated   this   9th   day   of   December   1998

                                                                                 ---------------------------------------------------
                                                                          MIRIAM   MALONE

                                                                                 JUDGE  OF  THE  DISTRICT  COURT  ASSIGNED
                                                                                                                 TO  SAID   DISTRICT

                                      Case adjourned to  COURT  44  DISTRICT  COURT  NO.  44  CHANCERY  STREET  DUBLIN
                                      7  on the  16th  day of December 1998   at  1030   Accused is advised to
                                      contact the assigned solicitor without delay.

                                      Accused is remanded in custody.
 
 

                                     D/GDA  JOSEPH  ENRIGHT   139J
 

       1998
   December            .10  " Irish bank and insurer in £2.5bn merger "
                                  IRISH PERMANENT , the bank , yesterday con firmed its merger with Irish Life to form the Republic's third-largest
                                         financial services group with a market capitalisation of IR£2.8 billion (£2.5 billion sterling ).
                                     David Went , chief executive designate , said the combined group , to be called Irish Life & Permanent , will have a
                                         customer base of between  800,000  and  one million , almost a third of the Republic's population.       Mr Went , who
                                         is currently managing director of Irish Life , said the merger would produce annual cost savings of at least Ir£12 million
                                         by the end of 2000, representing about 8% of the group's total costs.
                                            Job losses will be insignificant , said Mr Went , with no more than 100 positions eliminated from a total workforce of
                                         3,600.       Both companies will be equally represented on the board.
                                     Roy Douglas , currently chief executive of Irish Permanent , becomes chairman elect.
                                     Mr Went said" The key determinant of success in Europe is distribution , particularly distribution that you control
                                         and own.       We will be the largest broker , the largest direct salesforce , the third-largest bank ,and the biggest
                                         mortgage player.       A true bancassurer , like the ING group in The Netherlands. "
                                            The deal takes the form of a recommended offer from Irish Permanent , with the shareholders of Irish Life given
                                         60.85 new shares for each 100 of their original shares.        After the deal is approved , holders of Irish Life stock will
                                         control more than two-thirds of the groups enlarged capital.
                                     John Bourke , chairman of Irish Permanent, said : " This is a historic day for retail financial services in Ireland and
                                         marks a major milestone for both Irish Permanent and Irish Life since their respective flotations in 1994 and 1991.
                                            The combined group will enjoy strong brand recognition and be among the leaders in Irish financial services. "

                                            Irish Life & Permanent is expected to be included in the Eurotop 300 , the index of leading European stocks.
                                            The merged group is also expefcted to keep its dual listing in Dublin and London.       Ironically , the biggest
                                     shareholder in the new group will be the asset management business of one of its biggest high street rivals.

                                        Bank of Ireland will own 7.39 per cent , while AIB , the Republic's largest bank , will control3.77 per cent.

                                               Reports of merger talks first surfaced in October,  although the companies are believed to have discussed the idea
                                            of a merger for some time...
                                         [ Richard Miles , The Times , Thursday  December 10th. , 1998 , page 28 ; Business News  ]

       1999
   Feburary              .18  A Revised valuation  of 372 Clontarf Road , Dublin 3  , dated the 18th of Feburary 1999 was recieved from Mr Anthony
                                      Pain  , F.R.I.C.S.  F.S.C.S.  M.I.A.V.I.( His Ref : AP/PP/75096 )

Anthony Pain and Company Limited  ,
       chartered surveyors , Valuers  and
                                           estate Agents  ,
14 Upper Drumcondra Road  ,
Drumcondra  ,
Dublin 9  ,
Tel    :  836 7447  ,
Fax   :  837 3453  ,
Company no. 195353
Reg.  Office : Kentstown ,
Navan , Co.  Meath.
                                      addressed to :
Mr. Rory Maguire  ,
48 Dollymount Park  ,
Clontarf  ,
DUBLIN   3


       1999
   March                  .01  A letter , dated the 1st of March 1999 , was received from Mr or Ms  T  McDermott ( 'for' the Principal Officer... )
                                      ( Their Ref : TMcD )  of :

    Dublin Corporation Development
                                                  Department  ,
    Block   4  ,
    Floor   3  ,
    Civic Offices  ,
    Wood Quay  ,
    Dublin 8  ,
    Tel    :  679 6111  Ext :  2860  ,
    Fax   :  670 7860
                                      addressed to :
Ms. Grainne Maguire  ,
9 Heathman's Road  ,
Parson's Green  ,
London SW6 4TJ  ,
England
                                         Re:  Revised Boundary between Nos. 372 and 373 Clontarf Road , Dublin 3.
                                         -----------------------------------------------------------------------------
                                         -----------------------------------------------------------------------------

                                      Dear Ms.  Maguire  ,
                                                                   I refer to my letter dated 25th January 1999 regarding the above.

                                              I should be obliged to know if Mr. Rory Maguire has yet signed his
                                              approval on the maps attached to my letter setting out the revised
                                              boundary between Nos. 372 and 373 Clontarf Road.

                                                                                       Yours sincerely ,
                                                                                                                   T. McDermott   ( signed )

                                                                                                                   Principal Officer
                                                                                                               for...

       1999
   March                  .12  An article appears in THE PHOENIX ( March 12, 1999 page 5 ) current affairs magazine regarding the FLOOD
                                      TRIBUNAL of enquiry into corruption in the planning process...and in particular , the role played by Mr Frank
                                       Dunlop , a former Fianna Fail public relations con sultant to Mr Charles J Haughey's government , and whose
                                       PR company shares the same business address as Rory Maguire's former solicitor (~) at  :

Dunlop Frank & Associates Ltd  ,
25 Mount Street Upper ,
Dublin 2  ,
Tel    :  661 3543  ,


                                                                 " FINLAY  vs  DUNLOP  IN  RTE  FARCE "
                                            ...The problem is that Dunlop is to be a witness in the Flood tribunal and more
                                               and more details have been emerging about his role in the Quarryvale
                                               development , including serious allegations from Tom Gilmartin.
                                               ...It has already been established by the Flood tribunal lawyers that Dunlop received
                                                  over £650,000 in payments from Owen O'Calllaghan's Barkhill Ltd, the company
                                                  that developed Quarryvale.
                                               ...particularly £150,000 made through an Isle of Man company called Shefran Ltd
                                                  which Dunlop has described as being under his " indirect control ".
                                                  Dunllop has said that Shefran was established to keep Gilmartin in the dark as
                                                  to the PR man's involvement in the Quarryvale project although his Irish company ,
                                                  Frank Dunlop & Ass ociates, also received fees from Barkhill at the same time.
                                                  The Tribunal investigation has uncovered a number of cheques to Dunlop ,
                                                   totalling over £100,000 , which were queried by O'Callaghan's auditors ,
                                                   Deloitte and Touche in 1994 , as were payments to Shefran in  1991 and 1992.

                ~...H. J. Roundtree

       1999
   April                    .01  A second Letter  , dated the 1st of April 1999 ,  from the acting solicitors (their Ref : PC/D15664-005 ) for Mr Patrick Lawlor
                                      (of the Dublin Corporation Rates Department )  :

EUGENE  F. COLLINS (Æ ) , solicitors  ,
' Temple Chambers '  , ( new address )
3 Burlington Road  ,
Dublin 4  ,
Eire
Tel        :  667 5111  ,( new phone number )
Fax       :  667 5200  , ( new fax number )
D.X.         25  ,
Email     :  lawyer@efc.ie  ,
Website :  www.efc.ie
                                      Partners                                     Associates          Consultants
                                      Anthony E. Collins                        John Costello                           Margaret Burke-Staunton
                                      David Ensor                                 Lilian Halpin                            Ruth Finlay
                                      Gerard Coll                                   Orla O'Dea
                                      Barry O'Neill                                 Ronan O'Neill
                                      Leonora Malone
                                      David Cantrell

                                      addressed to :

Rory Maguire  ,
372, Pt. Clontarf Road  ,
Dunlin 3
                                      RE:- Dublin  Corporation - v-  You.

                                      Dear Sir ,

                                      We refer to the above and enclose herewith Rate Summons which is hereby served upon you and
                                      con firm that this matter is listed for 28th.  April  1999  , Court 54 , Richmond  Hospital , North
                                      Brunswick  Street , Dublin 7 at 10.30 a.m.

                                      Yours sincerely ,

                                      Eugene F. Collins
 
 

AN CHUIRT DUICHE
( The District Court )

                                      Ref:           PC/15664005
                                      Rate No    1320163000

SUMMONS



                              Complainant                                   DUBLIN METROPOLTIAN DISTRICT

                              Patrick Lawlor                                         WHEREAS a complaint has been made to
                                                                                                                      me that you , the said Defendant , having
                                      Defendant:                                                               been duly served with a six days notice , did
                                      Rory Maguire                                                          refuse,  omit  and   fail   to   pay  to    the
                                                                                                                     Complainant, the duly authorised Rate Collector
                                                                                                                     of your District the sum of £1264.12 ( reduced from £1914.68...)
                                                                                                                     being the amount due due by you to the right
                                      372 Clontarf Road , Dublin 3                                   Honourable the Lord Mayor , Aldermen and
                                                                                                                     Burgesses of the Municipal Rate in respect
                                                                                                                     of     your     rateable      holding      situate
                                                                                                                     at ; 372,PT ,Clontarf Road, Dublin  3,   in   the
                                                                                                                     County Borough of Dublin , District aforesaid.

                             THIS IS TO COMMAND YOU  to appear as defendant on the hearing of the said
                                      Complaint   at   the   District   Court to be held at Court No. 54, Rich mond  Hospital ,
                                      North Brunswick Street , Dublin 7 in and for the said District on 3rd day of December 1998  at
                                     the hour of 10.30 a.m. before the Judge for the time being assigned to answer the
                                      said complaint.

                                                  Dated this         6 th.          day of     November                    1998
                                                                                    Signed :          Mary C. Denis     (  signed  , unlike the 1st Summons dated 30 JAN 1998 )
                                                                                    ( Judge of the District Court for the said District )

                                                                               EUGENE F.  COLLINS,
                                                                               Solicitors for the Complainant,
                                                                               ' Temple Chambers '  ,
                                                                               3, Burlington  Road  ,
                                                                               DUBLIN 4.

                                      NOTE:   If the amount due and £38.51 Costs if paid at the Rates Office , 16
                                      Castle Street , not less than 7 days prior to the day of the hearing further pro ceeding will be stayed.

                                      Æ...EUGENE F.  COLLINS , solicitors who represented Smurfit Finance Ltd over the Fixed and Floating Charge ,
                                           dated the 15th.of July 1993,  created by G. SAUNDERS & COMPANY LIMITED , and also over the
                                            corresponding same date Floating Charge created by COURTHAMPTON WAREHOUSING LIMITED...
                                            Both of the said Charges were verified by Mr Alan Cotstello and his wife Kay Costello and also by ...
                                            Cathal O'Neill , solicitor...

       1999
   April                    .05  A NOTICE( below ) is placed in the Irish Times ,on the 5th of April 1999 , on behalf of Sherry FitzGerald Group plc  ,
                                      announcing their application to have their shares admitted to trading on the Developing Companies Market of the Irish
                                      Stock Exchange and to the Alternative Investment Market of the London Stock Exchange ( " AIM " ) ...:

                                      ..." This notice is issued in compliance with the regulations of the Irish Stock Exchange Limited(the "Irish Stock Ex-
                                            change") and Article 12(a) of European Communitoes (Transferable Securities and Stock Exchange ) Regulations
                                            1992.  Application has been made for the whole of the ordinary share capital od Sherry FitzGerald Group plc
                                            (" Sherry FitzGerald ") in issue immediately following the Placing , to be admitted to trading on the Developing
                                            Companies Market of the Irish Stock Exchange ("DCM") and to the Alternative Investment Market of the
                                            London Stock Exchange Limited ("AIM").  It is emphasised that this notice does not con stitute an offer or
                                            invitation to any person  to subscribe for or to purchase any securities.  It is expected that dealings in the
                                            Ordinary Shares will commence on 8th. April 1999.
 
 

Sherry
FitzGerald
Group

SHERRY FITZGERALD GROUP plc
(Incorporated in the Republic of Ireland under the Companies Acts, 1963 to 1990 - No. 295880)

Placing by GOODBODY STOCKBROKERS of 2, 638, 275 Ordinary Shares of  €0.12 each @ €1. 99 (IR157p)
and 133p per Ordinary Share and admission to the Developing Companies Market and
the Alternative Investment Market by Goodbody Corporate Finance.
 
 

Share Capital following the Placing

    Authorised                                                                         Issued and fully paid

                                                                                  Amount                             Number                                             Amount                          Number
                                                                               €3, 000, 000                     25, 000, 000                                   €1, 529, 842                    12 , 748, 679

Ordinary Shares of   €0.12 each.
 

                       The Sherry FitzGerald Group ( comprising Sherry                      The DCM admission document has been published and
              FitzGerald and its subsidiaries ; the "Group" ) is a leading                  copies may be obtained during normal business hours
                firm of property advisors in Ireland .  The Group is                        on any weekdays (Saturdays and public holidays
                                  engaged in the business of estate agency and                    excepted ) from the Company Announcements Office of
                              auctioneering in both the residential and commercial                 the Irish Stock Exchange , 28 Anglesea Street , Dublin 2
                        markets and also provides related services such as                   (for collection only) from the date of this notice up to,
                     lettings, valuations and mortgahe services.   The Group                 and including , 6th April 1999 and for a period up to,
            operates from headquarters in Dublin city and branches                          and including , 19th April, 1999 from:
 

Sherry FitzGerald Group plc               McCann FitzGerald         Goodbody Corporate Finance
' Hibernia House '                       2 Harbourmaster Place                122 Pembroke Road
Windsor Place                       Custom House Dock                          Ballsbridge
Dublin 2                                   Dublin 2                                       Dublin 4

5th April 1999

                                                                                                                                                                                                                                                                                                               "...
                                                    [ Irish Times  , Monday April 5th. , 1999 ]

       1999
   April                    .05  " Judge will be interviewed in investigation in Sheedy affair "
                                         Mr Justice Hugh O'Flaherty of the Supreme Court is expected to be asked to be asked to comment about his
                                         possible involvement in the irregular listing of the Philip Sheedy case before the Circuit Criminal Court , when he returns
                                         from the United States this week.
                                            The investigation was instituted by the Chief Justice , Mr Liam Hamilton , and is being carried out by the President
                                         of the High Court , Mr Justice Frederick Morris.
                                            A parallel investigation by the President of the Circuit Court , Mr Justice Esmond Smyth , into the circumstances
                                         leading to the hearing of the case before Mr Justice Cyril Kelly and the early release of Sheedy from prison , has already
                                         been completed and submitted to the Chief Justice.
                                            Mr Justice Hamilton said yesterday when contacted at his home that an investigation was ongoing.       He declined to
                                         make any comment on the case and could not say when a report to the Government would be finalised.
                                            Official sources indicated that Mr Justice O'Flaherty was due to return from holiday in the United States next Thursday
                                         or Friday and the expectation is that Mr Justice Morris will seek to interview him as a matter of urgency.
                                            Last Thursday , fresh impetus was injected into the inquiry when the Minister for Justice , Mr O' Donoghue , told the
                                         Dail he had just received a letter from the Dublin County Registrar , Mr Michael Quinlan , in which a " certain individual "
                                         was identified as having requested that the Sheedy case be listed on a specified date before Mr Justice Kelly.       The
                                         Dublin County Registrar is responsible for listings before the Circuit Criminal Court.
                                            Mr O'Donoghue referred this document to the Attorney General , Mr David Byrne , for transmision to the Chief
                                         Justice , on the grounds that certain matters would have to be put to a member , or members , of the judiciary for their
                                         response.
                                            It is not known whether following this information - and an earlier statement by an official in the State Solicitor's Office
                                         -  Mr Justice Smyth will review the findings of his investigation.
                                            Because the Dail does not resume after the Easter recesss until April 20th.  , the Government and the judiciary have
                                         been granted a two-week breathing space before the Opposition returns to the charge.       But there is no doubt they
                                         will seek a full explaination for all the irregularaspects of the affair
                                            Mr Sheedy was sentenced to four years imprisonment in November 1997 for dangerous driving leading to the
                                         death of a young Dublin mother of two , Mrs Anne Ryan.       A review date was set for November 1999 , which
                                         meant Mr Sheedy would have to serve a minimum of two years in jail.(sic!).
                                            A year later , however  , following removal of the review date , the remaining three years of the sentence were
                                         suspended.
                                         The director of Public Prosecutions , Mr. Eamon Barnes , appealed against the decision to suspend the remainder of the
                                         sentence to the High Court , on the grounds that proper procedures had not been followed.       The appeal was first
                                         mentioned in the High Court on Feburary 12th. last and when it came for hearing on March 25th Mr Sheedy voluntarily
                                         presented himself for readmittance to Mountjoy Prison.
                                            On the night of Feburary 11th , the Attorney General rang the Minister for Justice in Berlin to advise him that
                                         " improper practices " may have been involved.
                                            On the following day , Feburary 12th,  Mr O'Donoghue directed that the matter be brought to the attention of the
                                         Chief Justice.       He also asked that a criminal investigation be undertaken by the Garda Commissioner .

                                         This did not happen , however , because of the DPP's appeal , and an internal investigation was established.

                                  [ Denis Coghlan , Chief Political Correspondent  , Irish Times  , Monday April 5th. , 1999 ]
 
 

       1999
   April                    .09  An article appears in THE PHOENIX ( April 9 , 1999 page 14 ) current affairs magazine( 'Pillars of Society'... ) regarding
                                      Mark FitzGerald , son of Sir Garret FitzGerald ( former Prime Minister of Eire ), and boss of Sherry FitzGerald , the
                                      estate agents..., "   now preparing for flotation ". ..:

BLUESHIRT   BLISS

                                      Mark's flawless pedigree was sealed by the perfect Fine Gael  match when he married a memebr of another founding family ,
                                      Derval O'Higgins , daughter of former Chief Justice , T.F. O'Higgins .       Mark's father-in-law is himself a nephew of
                                      Free State icon , Kevin O'Higgins , the State's first Minister for Justice , and TF's father was Thomas snr , founding President
                                      of the Blueshirts ( BS ).

AUCTIONEERING ANGST

                                      ...when Mark speaks of those who went into politics too early , he must surely have had in mind , one , Alexis Fitzgerald
                                      whose family are no relations , but were close political allies.
                                         Alexis , a nephew of another party grandee and close confidante of Garret's , Alexis Fitzgerald snr , was one of the bright ,
                                      young things in Garret's Fine Gael back in the seventies and early eighties. Alexis jnr  founded the auctioneering firm ,
                                      FitzGerald and Partners in 1972 and when Garret had a word in his ear a few years later , he took in young Mark, then
                                      a chubby faced young man with little practical experience at anything.
                                         At the same time , Alexis jnr was fighting the good fight in Garret's new model party, breaking his way into local politics
                                      in his quest for a Dail seat(DS).

                                         He clawed his way onto Dublin Corporation and in 1982he became Dublin Lord Mayor as well as a Dail deputy along
                                      with Garret , for Dublin South-East.
                                         Sadly , Alexis lost his seat in the second general election of that year(1982) and by 1987, the party con stituency as well as
                                      HQ dumped him , despite years tending to the constituency on behalf of both himself and Garret.
                                      ...Alexis found that things were not much better when he arrived back in the office of what had , by then , become Sherry
                                      FitzGeral and Partners.
                                      ...Alexis found there was no room at the inn  and after reaching a settlement , he departed.

                                         Mark thereafter was the undisputed boss of Sherry FitzGerald.

PARTY INSIDER

                                      Mark FitzGerald joined FG's insider cabinet in the early nineties...FitzGerald sits with the party trustees who rescued the
                                      party from financial disaster after it came to power in late 1994.
                                         FitzGerald was the recipient of party patronage in 1996 when the then party trustee and Marine Minister ,
                                      Sean Barrett (SB) , made him chairman of BIM.

BACK TO BASEMENT

                                      Sherry FitzGerald is the most middle-class of the big estate agencies and their happy family image tends to grate in an
                                      otherwise cut-throat business.
                                         Indeed , there have been a number of internal marriages in the company - directors Jill O'Neill and Ian McCarthy for
                                      example - and the assorted suits and skirts socialise together to a huge degree with the summer a litany of SF barbecues
                                      and other "company" get-togethers.       Presumably , these little soirees are all the more popular as so many of the team
                                      live in close proximity , almost exclusively on the southside , mainly in Dublin 6...

FORWARD PROPERTIES

                                      Another example of the con nections within SF is the fact that a number of the directors - Simon Ensor , Philip Sherry ,
                                      Jim Meagher and former director , Frank Belton - are all listed as directors of a company called Forward Properties Ltd ,
                                      which is owned by Fine Gael trustee , Paul Coulson.       This company owns a site in Brittas Bay where 35 holiday homes
                                      have been developed.

                                      ...Directors have been well rewarded in dividends and salaries although in many cases they have then loaned money back
                                      into the company resulting in a current £½million outstanding in directors loans to the company - all of which will be paid
                                      off after the float.
                                 At the time of going to print the up-to-date accounts and prospectus had stillnot been made available to Goldhawk but
                                      a look at the most recent accounts filed in the Companies Office  - those for 1997 - reveal that the Sherry FitzGerald
                                      directors , and Mark in particular , have been doing rather well out of the company.       The figures filed cover the period
                                      September 1, 1996 to December 31, 1997 during which time there were 17 directors in the company although Frank
                                      Belton resigned in April 1997.       In that period , the figure given for directors emoluments  " for services other than as
                                      directors ..."... topped £2.5 million which works out at an average of £112,000 each per annum although FitzGerald as
                                      Chairman and chief executive would have grabbed far more than this.       He also took home £23,000 in dividends.

SMALL POTATOES

                                      This is all small potatoes compared with the post-floatation scenario which , given the £20 million valuation being put on the
                                      firm by FitzGerald , will value his own stake at £3 million.       There will also be a generous remuneration package for the
                                      chairman and chief executive -  a situation that will remain despite the best practices of corporate governance which state
                                      that these two jobs should be seperated.       FitzGerald claims that he is only holding onto the two titles because there are
                                      already THREE managing directors in the firm : Phillip Sherry ( Sherry FitzGerald Countrywide ) ;   Killian O'Higgins
                                      ( DTZ Sherry FitzGerald ) and Claire Cullinan ( Sherry FitzGerald Residential ).

                                         There have been mixed reactions to the floatation in the media with questions raised about the wisdom of effectively buying
                                      into the property game at the top of the cycle and at a very hefty price - 14/15 times p/e.       There is also the fact that these
                                      shares will be hard to trade as SF is to be listed on the Developing Companies Market here and London's Alternative
                                      Investment Market.       Furthermore , FitzGerald claims that his directors will be holding onto the bulk of the shares after
                                      raising £4.5 million in the floatation.
                                      ...
                                         The growth in Sherry FitzGerald's commercial turnover since the DTZ buy-in (DTZ)last year is also expected to con tinue and
                                      last month's AIB portfolio valuation con tract was quite a coup , with the company having lost out in this tender last time
                                      around.
                                         So Mark FitzGerald is pretty well assured of his pile from the property world which is a nice little irony when you come to
                                      think of it...

                                                   BS...Fascist para-military organisation modelled on Hitler's brownshirts.
                                                   DS...a seat in the Duke of Leinster's former townhouse - which now houses the Parliament of Eire.
                                                   SB...a director of Anglo Irish Bank plc...
                                                   DTZ...2,000 Ordinary shares allocated in Reveland Ltd ( Company no.280357 )on the 29th April 1998 to :

                                                                                          Debenham Tewson & Chinnocks Holdings plc  ,
                                                                                          30 Throgmorton Street  ,
                                                                                          London EC2N 2BQ  ,
                                                                                          England  ,
                                                                                          U.K.
 

       1999
   May                     .14   " Scandals put Ahern's future in jeopardy "
                                      Fresh doubt was cast on the future of the Ulster peace process yesterday as a new poll showed a slump in support for
                                          Berte Ahern and his Fianna Fail party.
                                      Mr Ahern , one of the chief architects of the Good Friday agreement , is embroiled in several domestic scandals
                                          that threaten to topple him and his two-year-old minority coalition Government.
                                             The Taoiseach is the first Irish poltical leader to build up a close working relationship with the Ulster Unionist Party
                                          while remaining an ally of Sinn Fein.
                                             " Bertie has been a full player in this [peace process] and is very well regarded on both sides on both sides.       He
                                          has built up a good relationship with Unionism...It makes him very hard to replace ," said one official involved in the talks.
                                             But Mr Ahern's work in Ulster is being threatened by allegations of political sleaze and his public support has slumped.
                                             He was the most popular Taoiseach in Irish History immediately after the Good Friday agreement, with eight out of ten
                                          people expressing support for his leadership.
                                             But a poll published yesterday in the Irish Times showed that his satisfaction rating has fallen to 58 per cent , his lowest
                                          since taking office .       Support for the Fianna Fail / Progressive Democrat coalition fell from 73 per cent in April last year
                                          to 51 per cent yesterday.

                                             One source of con troversy is Mr Ahern's involvement in the early release of Philip Sheedy , a Dublin architect jailed
                                          for four years for killing a mother of two in a drink-drive accident.       He was freed after 18 months.

                                             Mr Ahern's position may also be weakened by a tribunal into secret payments to other Fianna Fail members.
                                      Ray Burke , the former Foreign Minister appointed by Mr Ahern was forced to resign in 1997 (RB) when it
                                             emerged he had received £30,000 from from a builder.
                                             It is also alleged that Padraig Flynn , the former EU Social Affairs Commissioner , received £50,000 from a different
                                             builder.

                                             Questions are being asked about Mr Ahern's knowledge of the payments.

                                             With every crisis the Progressive Democ rats question their decision to stay in government with Mr Ahern.
                                             [ Audrey Magee, Ireland Correspondent , The Times , Friday May 14th. , 1999 , page 21 ]
 

                                      RB    ...Ray Burke resigned on the 7th October 1997 - the day AFTER 372A Clontarf Road , Dublin 3 ..
                                                     ..." COLLAPSED "...according to ex-detective / used-car dealer Mr Alan Costello..
 

       1999
   June                     .02  " £8m home in Dublin is no good for Guinness "
                                     The Victorian mansion that has been home to the Guinness family in Ireland for more than 100 years went
                                         on sale yesterday for more than  IR£10 million (£8.3 million).
                                            Friends said that the family had decided to sell their Irish seat for " pragmatic " reasons.
                                            The main home of the family that made its fortune from pints of Guinness will be Elveden , their 23,000-acre estate
                                         in Suffolk
                                            Their Irish home , 'Farmleigh' , has been in the family since 1873.       The 20-bedroom house sits in 78 acres of
                                         grounds at the Castleknock end of Phoenix Park in Dublin.       The Irish President and the U.S. Ambassador have
                                         homes nearby.
                                          ...
                                            When Arthur Guinness, Son and Co. was floated on the London Stock Exchange in 1886 , it was with a value of
                                         £6 million.       It made the socially ambitious Edward Cecil Guinness, later 1st Earl of Iveagh , enormously rich.
                                            It was he who in 1894 acquired Elveden Hall after the deat of its previous occupant , Duleep Singh, ruler of the
                                         Punjab.
                                            The estate , worth more than £50 million , is farmed by the 4th. Earl of Iveagh , Edward , 29 , who has no
                                         involvement with the brewery.       He and his three silings , who were brought up at Farmleigh , were there for a
                                         final goodbye last week.
                                  [ Audrey Magee, Ireland Correspondent , and Robin Young , The Times , Friday June 2nd. , 1999 , page 10 ]
 
 
 

       1999
   July                      .00  The estate agents known as  :

Mason Estates  , M.I.P.A.V.  ,
148 Phisborough Road  ,
Phibsborough  ,
Dublin 7  ,
Tel    :  830 4000  ,
Fax   :  830 4987  ,
Email :  phibsboro@masonestates.ie  ,
Web  :  www.masonestates.ie
                                      received instructions via their representative , Mr Gary Flood B.Sc. M.I.A.V.I. to sell on the OPEN MARKET  :
372 Clontarf Road  ,
Dublin 3  ,
Eire ( formerly known as the 'Free'
                                             State...)  ,
       1999
   August                 .06  A note(below) from Mr Gary Flood of Mason Estates is pushed through the letter box of 372 Clontarf Road , Dublin 3 :

                                      Friday 6th. August 9.50 a.m.

                                      Mr Maguire ,

                                      Please call me as soon as possible regarding a further offer I have and also to set up
                                      another viewing@ 830 4000 / 089- 224 0381.

                                      Regards

                                                   Gary Flood

                                                            Mason Estates

       1999
   August                 .17  Mason Estates received an offer(below) , dated the 17th August 1999 ,  for 372 Clontarf Road , Dublin 3 from  :

Fionnan O'Dwyer  ,
22 Ennafort Road  ,
Raheny  ,
Dublin 5
                                     director and shareholder of :
Wealth Management , Financial Con-
                                                     sultants ,
191a Howth Road  ,
Dublin 3  ,
Tel     :  853 2243  ,
Fax    :  853 2198  ,
Company no. 274712


                                      Mason Estates
                                     148 Phibsboro Road
                                      Phibsboro
                                      Dublin 7                                                                                17th August 1999

                                      Dear Sir/Madam,

                                      Re:  Tender for Site and Premises at 372 Clontarf Road, Clontarf, Dublin 3.

                                      Offer: £321,000 (three hundred and twenty one thousand pounds ).

                                      Purchaser:    Fionnan O'Dwyer
                                                          22 Ennafort Road
                                                          Raheny
                                                          Dublin 5

                                      Note: This offer is not subject to survey and a prompt closing is available.  Finance is
                                      in place and an early reply would be appreciated.

                                      Please find enclosed booking deposit for £10,000 ( ten thousand pounds ). My
                                      solicitors are:  Hayes and McGrath
                                                            91 Lower Baggot Street
                                                            Dublin 2.

                                      Should you have any queries on the enclosed , please feel free to con tact me at the
                                      above or on (087) 232 0869.

                                      Yours sincerely,

                                      __________________
                                      Fionnan O'Dwyer

       1999
   August                 .18  Mason Estates received an offer(below) , dated the 18th August 1999 ,  for 372 Clontarf Road , Dublin 3 from  :

Mr Alan Costello
373 Clontarf Road
Dublin 3
Tel       : 086 263 3200
                                     Attn: Mr gary Flood
                                     Mason Estates
                                     148 Phibs borough Road
                                     Dublin 7

                                                                                                                                             Subject to Con tract/
                                                                                                                                                   Con tract denied

                                     18th August 1999
 

                                     Re:  372 Clontarf Road , Dublin 3

                                     Dear Mr Flood

                                     Further to our telephone con versation regarding the above property and
                                     your instructions regarding the sale of same I am hereby making an offer
                                     of £300,000 ( three hundred thousand pounds ) for 372 Clontarf Road.

                                     As instructed I am enclosing my cheque for £10,000.   This offer is
                                     subject to all the standard con ditions of sale.    Should my offer be
                                     accepted I would expect to receive the con tracts as soon as possible
                                     and if everything is in order I would be prepared to pay the required
                                     deposit immediately.   Naturally should my offer not be accepted
                                     I should expect to have my cheque returned immediately.

                                     Yours sin cerely

                                     Alan Costello
 
 

       1999
   August                 .30  A letter(below) was received by Rory Maguire , addressed to  :

Mr Maguire,
372 Clontarf Road,
Clontarf,
Dublin 3.
                                      from Mr Gary Flood B.Sc. M.I.A.V.I. of  Mason Estates...
 
 
 
 
MASON
E  S  T  A  T  E  S

                                               MASON
                                                                                                                                    E  S  T  A  T  E  S
                                                                                                                              148 Phibsboro Road, Phibsboro, Dublin 7
                                      OUR REF: GF/TD                                                           Tel :  830 4000           Fax :   830 4987
                                                                                                                              Email:           phibsboro@masonestates.ie
                                      Mr. Maguire,                                                                    Website:           www.masonestates.ie
                                      372 Clontarf Road,
                                      Clontarf,
                                      Dublin3.

                                      30th  August 1999

                                                                     Re: Sale of your property at the above address.

                                   Dear Mr. Maguire,

                                      I refer to our recent meeting and con firm acceptance of your kind instructions to sell your
                                      property at the above address as sole selling agents.

                                      We propose to sell your property by private treaty inviting offerts in excess of £200,000.

                                      Our marketing campaign will be as follows:

                                      We will:
                                                 (a) prepare a detailed descriptive brochure of the property and circulate it to suitable
                                                      enquiries on our database
                                                 (b) display a photograph of your property in our Phibsboro, Finglas,Ranelagh and
                                                       Booterstown offices
                                                 (c) include your property on our Residential Summary Listing
                                                 (d) place a "For Sale" board on the property
                                                 (e) include the property on our website listing( www.masonestates.ie)

                                      We wish to con firm that should we be successful in introducing a purchaser, our fees in the
                                      matter will be at the reduced rate of 1.5% of the selling price plus V.A.T. at the rate of 21%
                                      plus advertising fees as agreed.

                                      If we should not be successful in introducing a purchaser we wish to assure you that your
                                      only liability to us shall be our previously agreed advertising costs.

                                      I wish to thank you for these instructions and I would like to take this opportunity to assure
                                      you that we shall use our best endeavours to achieve a fast and successful sale of the
                                      property.

                                      Yours sincerely ,
                                       Gary Flood ( signed )
                                      ________________________
                                      Gary Flood B.Sc. M.I.A.V.I.
                                   MASON ESTATES M.I.P.A.V.
                                                                                                        Branches also at:
                                                    1 Ashgrove Mall , McKee Avenue, Finglas, Dublin 11.   Tel:  864 4111  Fax:  864 4256
                                                                Ranelagh Court , Ranelagh, Dublin 6.      Tel:  496 7955  Fax: 496 6606
                                                           115a Rock Road, Booterstown, Co. Dublin.     Tel:  283 2355  Fax:  283 1137
 

 Auctioneers   °  Valuers     Estate Agents     Financial & Property Con sultants
Sean Mason Estates Ltd. ,T/A Mason Estates ,Co. Regd. No. 126823  VAT. No. 48186371  Directors: S. Mason, G. King , S.P. Mason